Have you been considering an FHA Loan? Did you know that in September of this year, one of the biggest benefits of acquiring a FHA Loan has disappeared that may impact your home buying experience? Student loan debt is now reviewed and considered as part of the debt to income ratio. In addition, closer scrutiny of employment gaps and greater documentation for gift funds is now required required. For more detailed information, check out the new FHA Handbook available at http://portal.hud.gov/hudportal/documents/huddoc?id=SFH_FFA_Preview.pdf.